Capital Trust Brokers
Social media
Contact information
Address

6th Floor, St Peter's House, 3 Ajele Street Lagos, Nigeria.

Email

info(at)ctb-ng.com

Phone

+234 0813 2715 018

Stock Market

UNITED BANK FOR AFRICA PLC

UBA      34.90 NGN    -0.05 ( -0.14 %)

Open
34.95
High
34.90
Low
34.60
Close
34.90
Year High
39.30
Year Low
19.20
Volumn
8,962,431
Value
312,064,256.00

Nigeria’s UBA to Raise Additional Capital, Start France Unit

Sat, 26 Apr 2025 07:00:00 GMT — Bloomberg.com
Nigeria’s UBA to Raise Additional Capital, Start France Unit    Bloomberg.com read more

UBA and Mastercard introduce debit card with benefits and discounts to commemorate UBA’s 75th Anniversary

Thu, 14 Nov 2024 08:00:00 GMT — mastercard.us
UBA and Mastercard introduce debit card with benefits and discounts to commemorate UBA’s 75th Anniversary    mastercard.us read more

United Bank for Africa PLC (UBA.ng) 2024 Annual Report

Mon, 28 Apr 2025 07:00:00 GMT — AfricanFinancials
United Bank for Africa PLC (UBA.ng) 2024 Annual Report    AfricanFinancials read more

What does market convergence mean for UBA?

Mon, 12 May 2025 04:28:17 GMT — The Nation Newspaper
What does market convergence mean for UBA?    The Nation Newspaper read more

UBA plans expansion to 100 countries

Mon, 28 Apr 2025 07:00:00 GMT — Punch Newspapers
UBA plans expansion to 100 countries    Punch Newspapers read more

UBA Posts Record N804 Billion Profit for 2024

Mon, 24 Mar 2025 07:00:00 GMT — News Central TV
UBA Posts Record N804 Billion Profit for 2024    News Central TV read more

Nigerians, beware of Facebook pages posing as United Bank for Africa and offering non-existent loans

Thu, 06 Feb 2025 08:00:00 GMT — Africa Check
Nigerians, beware of Facebook pages posing as United Bank for Africa and offering non-existent loans    Africa Check read more

UBA Changes Offer Price and Closure Date of Rights Issue

Sat, 18 Jan 2025 13:40:16 GMT — Proshare
UBA Changes Offer Price and Closure Date of Rights Issue    Proshare read more

Elumelu: UBA to Meet N500bn Capital Threshold By Q3 2025

Sat, 26 Apr 2025 07:00:00 GMT — THISDAYLIVE
Elumelu: UBA to Meet N500bn Capital Threshold By Q3 2025    THISDAYLIVE read more

UBA posts N767bn profit, boosts capital to N355bn

Sat, 26 Apr 2025 07:00:00 GMT — Businessday NG
UBA posts N767bn profit, boosts capital to N355bn    Businessday NG read more

United Bank for Africa PLC (UBA.ng) Q12025 Interim Report

Thu, 24 Apr 2025 07:00:00 GMT — AfricanFinancials
United Bank for Africa PLC (UBA.ng) Q12025 Interim Report    AfricanFinancials read more

UBA posts N189.8bn profit in Q1

Thu, 24 Apr 2025 07:00:00 GMT — Punch Newspapers
UBA posts N189.8bn profit in Q1    Punch Newspapers read more

UBA Unveils Upgraded PoS Terminal, Revamped MONI App to Accelerate Digital Payments, Empower Businesses Across Africa

Mon, 14 Apr 2025 08:30:48 GMT — Proshare
UBA Unveils Upgraded PoS Terminal, Revamped MONI App to Accelerate Digital Payments, Empower Businesses Across Africa    Proshare read more

United Bank for Africa PLC (UBA.ng) Q32024 Interim Report

Mon, 21 Oct 2024 07:00:00 GMT — AfricanFinancials
United Bank for Africa PLC (UBA.ng) Q32024 Interim Report    AfricanFinancials read more

UBA to meet recapitalisation target by Q3 – Elumelu

Sat, 26 Apr 2025 07:00:00 GMT — Punch Newspapers
UBA to meet recapitalisation target by Q3 – Elumelu    Punch Newspapers read more

United Bank for Africa PLC (UBA.ng) 2024 Abridged Report

Mon, 24 Mar 2025 07:00:00 GMT — AfricanFinancials
United Bank for Africa PLC (UBA.ng) 2024 Abridged Report    AfricanFinancials read more

UBA Increases Dividend Payment as Profit Grows by 26%

Mon, 24 Mar 2025 07:00:00 GMT — MarketForces Africa
UBA Increases Dividend Payment as Profit Grows by 26%    MarketForces Africa read more

UBA to open Saudi Arabia branch, expand Africa operations in 2025

Fri, 06 Dec 2024 08:00:00 GMT — Premium Times Nigeria
UBA to open Saudi Arabia branch, expand Africa operations in 2025    Premium Times Nigeria read more

UBA Invests in Future Leaders, Inducts over 3200 Young Professionals under GMAP Initiative

Thu, 06 Mar 2025 05:43:22 GMT — Proshare
UBA Invests in Future Leaders, Inducts over 3200 Young Professionals under GMAP Initiative    Proshare read more

UBA, Mastercard Introduce Anniversary Card with Exclusive Benefits, Discounts

Mon, 18 Nov 2024 08:00:00 GMT — MarketForces Africa
UBA, Mastercard Introduce Anniversary Card with Exclusive Benefits, Discounts    MarketForces Africa read more

AfDB Commends UBA’s Role in Facilitating Africa’s Development, seeks further Collaboration to Boost Continent’s Progress

Mon, 07 Apr 2025 07:00:00 GMT — FrontPageAfrica
AfDB Commends UBA’s Role in Facilitating Africa’s Development, seeks further Collaboration to Boost Continent’s Progress    FrontPageAfrica read more

Innovation, resilience sustained UBA’s 75yrs of banking growth — Shettima

Mon, 28 Apr 2025 07:00:00 GMT — Daily Trust
Innovation, resilience sustained UBA’s 75yrs of banking growth — Shettima    Daily Trust read more

UBA to expand across Africa, open Saudi branch in 2025

Thu, 05 Dec 2024 08:00:00 GMT — Punch Newspapers
UBA to expand across Africa, open Saudi branch in 2025    Punch Newspapers read more

Minority shareholders rally behind UBA’s N239bn rights issue

Wed, 04 Dec 2024 08:00:00 GMT — Punch Newspapers
Minority shareholders rally behind UBA’s N239bn rights issue    Punch Newspapers read more

UBA grows profit to N804bn in 2024

Tue, 25 Mar 2025 07:00:00 GMT — Daily Trust
UBA grows profit to N804bn in 2024    Daily Trust read more

UBA’s Total Assets Surge To N31.8trn, PBT Hits N603.5bn In Q3 2024 Results

Tue, 22 Oct 2024 07:00:00 GMT — Arise News
UBA’s Total Assets Surge To N31.8trn, PBT Hits N603.5bn In Q3 2024 Results    Arise News read more

UBA unveils upgraded PoS Terminal, MONI App to accelerate digital payments, empower businesses across Africa

Sun, 13 Apr 2025 07:00:00 GMT — Premium Times Nigeria
UBA unveils upgraded PoS Terminal, MONI App to accelerate digital payments, empower businesses across Africa    Premium Times Nigeria read more

Q3 2024 Unaudited Financial Statements for the Period Ended September 30th, 2024 - United Bank For Africa Plc

Wed, 06 Nov 2024 16:33:05 GMT — Proshare
Q3 2024 Unaudited Financial Statements for the Period Ended September 30th, 2024 - United Bank For Africa Plc    Proshare read more

UBA’s total assets rise to N30tr, profit hits N804b

Tue, 25 Mar 2025 07:00:00 GMT — The Nation Newspaper
UBA’s total assets rise to N30tr, profit hits N804b    The Nation Newspaper read more

Q1 2025: UBA Sustains 2024 Growth Momentum, as Profit Rises by 30.65% to N204 Billion

Fri, 25 Apr 2025 07:00:00 GMT — THISDAYLIVE
Q1 2025: UBA Sustains 2024 Growth Momentum, as Profit Rises by 30.65% to N204 Billion    THISDAYLIVE read more

UBA’s pre-tax profit surges by 30.65% to N204.27 billion in Q1 2025

Wed, 23 Apr 2025 07:00:00 GMT — Nairametrics
UBA’s pre-tax profit surges by 30.65% to N204.27 billion in Q1 2025    Nairametrics read more

UBA Begins N239.4bn Capital Raise via Rights Issue, Paves Way for Strategic Expansion

Fri, 15 Nov 2024 08:00:00 GMT — THISDAYLIVE
UBA Begins N239.4bn Capital Raise via Rights Issue, Paves Way for Strategic Expansion    THISDAYLIVE read more

UBA America celebrates 40th anniversary

Thu, 19 Sep 2024 07:00:00 GMT — Punch Newspapers
UBA America celebrates 40th anniversary    Punch Newspapers read more

UBA gearing up for capital raise ‘in a few weeks,’ says CEO

Sat, 26 Oct 2024 07:00:00 GMT — Businessday NG
UBA gearing up for capital raise ‘in a few weeks,’ says CEO    Businessday NG read more

UBA declares N3 final dividend as FY’24 after-tax profit rises to N766bn

Mon, 24 Mar 2025 07:00:00 GMT — Businessday NG
UBA declares N3 final dividend as FY’24 after-tax profit rises to N766bn    Businessday NG read more

UBA charts path for 2025, to focus on innovation, digital transformation, sustainability

Sun, 30 Mar 2025 07:00:00 GMT — Tribune Online
UBA charts path for 2025, to focus on innovation, digital transformation, sustainability    Tribune Online read more

UBA: Stocks get buy ratings as FY’24 scorecard impresses

Wed, 02 Apr 2025 07:00:00 GMT — Businessday NG
UBA: Stocks get buy ratings as FY’24 scorecard impresses    Businessday NG read more

UBA Plc to Hold Board Meeting & Closed Period on October 17, 2024

Thu, 17 Oct 2024 07:00:00 GMT — Proshare
UBA Plc to Hold Board Meeting & Closed Period on October 17, 2024    Proshare read more

UBA posts N804bn profit, total assets hit N30.4tn

Tue, 25 Mar 2025 07:00:00 GMT — Punch Newspapers
UBA posts N804bn profit, total assets hit N30.4tn    Punch Newspapers read more

UBA: Examining the N2.4tr earnings

Mon, 18 Nov 2024 08:00:00 GMT — The Nation Newspaper
UBA: Examining the N2.4tr earnings    The Nation Newspaper read more

UBA launches Afrigo card to revolutionise domestic payments, promote accessibility, innovation

Wed, 19 Mar 2025 07:00:00 GMT — Tribune Online
UBA launches Afrigo card to revolutionise domestic payments, promote accessibility, innovation    Tribune Online read more

UBA Plc Opens its Capital Raise Through N239.4 Billion Rights Issue

Fri, 15 Nov 2024 08:00:00 GMT — Proshare
UBA Plc Opens its Capital Raise Through N239.4 Billion Rights Issue    Proshare read more

UBA Sees Intraday Gain amidst Unusual Trade Volume

Fri, 07 Mar 2025 08:00:00 GMT — MarketForces Africa
UBA Sees Intraday Gain amidst Unusual Trade Volume    MarketForces Africa read more

H1 ’24: UBA declares N2 interim dividend as earnings hit N1.37 trillion

Mon, 30 Sep 2024 07:00:00 GMT — Businessday NG
H1 ’24: UBA declares N2 interim dividend as earnings hit N1.37 trillion    Businessday NG read more

Zenith Bank, GTCO, UBA Set to Pay Dividends Ahead of Q1 Earnings

Tue, 22 Apr 2025 07:00:00 GMT — MarketForces Africa
Zenith Bank, GTCO, UBA Set to Pay Dividends Ahead of Q1 Earnings    MarketForces Africa read more

UBA numbers, history offer shareholders ‘rights’ to comfort on anniversary month

Mon, 23 Sep 2024 07:00:00 GMT — Businessamlive
UBA numbers, history offer shareholders ‘rights’ to comfort on anniversary month    Businessamlive read more

Amidst N239.4bn rights issue, UBA stocks record 375% returns

Tue, 10 Dec 2024 08:00:00 GMT — Daily Trust
Amidst N239.4bn rights issue, UBA stocks record 375% returns    Daily Trust read more

UBA becomes latest Nigerian bank to recapitalise: IFR

Mon, 18 Nov 2024 08:00:00 GMT — ZAWYA
UBA becomes latest Nigerian bank to recapitalise: IFR    ZAWYA read more

UBA Plc Announces Retirement of Dr. Kayode Fasola and Appoints Mr Chukwuma Nweke as Deputy MD

Tue, 24 Sep 2024 06:51:35 GMT — Proshare
UBA Plc Announces Retirement of Dr. Kayode Fasola and Appoints Mr Chukwuma Nweke as Deputy MD    Proshare read more

GCR Affirms UBA AA+ Rating with Stable Outlook

Sat, 09 Nov 2024 08:00:00 GMT — MarketForces Africa
GCR Affirms UBA AA+ Rating with Stable Outlook    MarketForces Africa read more

UBA hedges high inflation, interest with 375% returns

Wed, 11 Dec 2024 08:00:00 GMT — Businessday NG
UBA hedges high inflation, interest with 375% returns    Businessday NG read more

UBA Sets Bold Global Targets At 75th Anniversary

Mon, 28 Apr 2025 06:46:23 GMT — Leadership Newspapers
UBA Sets Bold Global Targets At 75th Anniversary    Leadership Newspapers read more

UBA seeks regulatory approval for proposed rights issue

Thu, 07 Nov 2024 08:00:00 GMT — Punch Newspapers
UBA seeks regulatory approval for proposed rights issue    Punch Newspapers read more

Market Reacts as UBA Plans to Pay Interim Dividend

Mon, 19 Aug 2024 07:00:00 GMT — MarketForces Africa
Market Reacts as UBA Plans to Pay Interim Dividend    MarketForces Africa read more

UBA to complete CBN's N500 billion capital requirement in Q3 2025 amid business expansion plans – Tony Elumelu

Sat, 26 Apr 2025 07:00:00 GMT — Nairametrics
UBA to complete CBN's N500 billion capital requirement in Q3 2025 amid business expansion plans – Tony Elumelu    Nairametrics read more

UBA customers, brace yourselves! Critical update just dropped

Mon, 17 Feb 2025 08:00:00 GMT — PM News Nigeria
UBA customers, brace yourselves! Critical update just dropped    PM News Nigeria read more

After FIJ’s Story, Recruiters Underpay Contract Staff Sacked by UBA Without Notice

Sat, 10 May 2025 12:08:25 GMT — FIJ NG
After FIJ’s Story, Recruiters Underpay Contract Staff Sacked by UBA Without Notice    FIJ NG read more

Shareholders show interest in UBA’s N239.4bn rights issue

Mon, 02 Dec 2024 08:00:00 GMT — Businessday NG
Shareholders show interest in UBA’s N239.4bn rights issue    Businessday NG read more

Despite record profits, UBA lost ₦1.14 billion to fraud in 2024

Tue, 25 Mar 2025 07:00:00 GMT — TechCabal
Despite record profits, UBA lost ₦1.14 billion to fraud in 2024    TechCabal read more

UBA trains over 3200 banking, finance professionals

Fri, 07 Mar 2025 08:00:00 GMT — Punch Newspapers
UBA trains over 3200 banking, finance professionals    Punch Newspapers read more

Investment in future leaders: UBA inducts over 3200 young professionals under GMAP initiative

Sat, 08 Mar 2025 08:00:00 GMT — Vanguard News
Investment in future leaders: UBA inducts over 3200 young professionals under GMAP initiative    Vanguard News read more

For UBA, it’s a chain of celebrations in 2024

Mon, 23 Dec 2024 08:00:00 GMT — Businessday NG
For UBA, it’s a chain of celebrations in 2024    Businessday NG read more

UBA Plc FY 2024 Audited Result: Weakening Non-Interest Income Slows Profit Growth to 6.08%

Mon, 24 Mar 2025 07:00:00 GMT — Proshare
UBA Plc FY 2024 Audited Result: Weakening Non-Interest Income Slows Profit Growth to 6.08%    Proshare read more

Q3 2024: UBA grows net interest income by 149%, PBT up by 20% to N603bn

Tue, 22 Oct 2024 07:00:00 GMT — Tribune Online
Q3 2024: UBA grows net interest income by 149%, PBT up by 20% to N603bn    Tribune Online read more

UBA gross earnings rise to N2.39tn

Tue, 22 Oct 2024 07:00:00 GMT — Punch Newspapers
UBA gross earnings rise to N2.39tn    Punch Newspapers read more

Tony Elumelu honoured for championing African dev’t

Fri, 09 May 2025 02:17:52 GMT — The Business & Financial Times
Tony Elumelu honoured for championing African dev’t    The Business & Financial Times read more

UBA to raise N239bn via rights issue

Fri, 15 Nov 2024 08:00:00 GMT — Punch Newspapers
UBA to raise N239bn via rights issue    Punch Newspapers read more

UBA shareholders get 375% returns

Thu, 12 Dec 2024 08:00:00 GMT — Punch Newspapers
UBA shareholders get 375% returns    Punch Newspapers read more

Tony Elumelu: UBA will meet N500bn CBN capital requirement in Q3 2025

Fri, 25 Apr 2025 07:00:00 GMT — TheCable
Tony Elumelu: UBA will meet N500bn CBN capital requirement in Q3 2025    TheCable read more

UBA eyes early recapitalisation as 2024 profit hits N767 billion

Fri, 25 Apr 2025 07:00:00 GMT — Premium Times Nigeria
UBA eyes early recapitalisation as 2024 profit hits N767 billion    Premium Times Nigeria read more

Full Year 2024: UBA grows profit to N804 billion, declares N3.00 Kobo final dividend

Mon, 24 Mar 2025 07:00:00 GMT — Nairametrics
Full Year 2024: UBA grows profit to N804 billion, declares N3.00 Kobo final dividend    Nairametrics read more

UBA lines up month-long activities to celebrate women

Tue, 04 Mar 2025 08:00:00 GMT — The Guardian Nigeria News
UBA lines up month-long activities to celebrate women    The Guardian Nigeria News read more

African Development Bank approves a US$ 175 million facility for United Bank for Africa (UBA) to support private sector and infrastructure development.

Fri, 15 Dec 2023 08:00:00 GMT — African Development Bank Group
African Development Bank approves a US$ 175 million facility for United Bank for Africa (UBA) to support private sector and infrastructure development.    African Development Bank Group read more

UBA Records N766.6bn Profit, Pays N3 Final Dividend

Tue, 25 Mar 2025 07:00:00 GMT — News Agency of Nigeria
UBA Records N766.6bn Profit, Pays N3 Final Dividend    News Agency of Nigeria read more

UBA records its highest-ever profit of N766.5 billion in FY 2024

Mon, 24 Mar 2025 07:00:00 GMT — Nairametrics
UBA records its highest-ever profit of N766.5 billion in FY 2024    Nairametrics read more

Valentine’s campaign: UBA fetes customers with exclusive offers

Tue, 18 Feb 2025 08:00:00 GMT — Daily Trust
Valentine’s campaign: UBA fetes customers with exclusive offers    Daily Trust read more

We’ve greater vision behind UBA’s N239.4b rights issue, says Elumelu

Mon, 16 Dec 2024 08:00:00 GMT — The Nation Newspaper
We’ve greater vision behind UBA’s N239.4b rights issue, says Elumelu    The Nation Newspaper read more

UBA explains delay in filing H1 2024 financial statement

Mon, 19 Aug 2024 07:00:00 GMT — The Sun Nigeria
UBA explains delay in filing H1 2024 financial statement    The Sun Nigeria read more

UBA grows half-year earnings to N1.37tn

Wed, 02 Oct 2024 07:00:00 GMT — Punch Newspapers
UBA grows half-year earnings to N1.37tn    Punch Newspapers read more

Why we will pick our rights, buy more, by UBA’s shareholders

Mon, 02 Dec 2024 08:00:00 GMT — The Nation Newspaper
Why we will pick our rights, buy more, by UBA’s shareholders    The Nation Newspaper read more

Jogging to Bond: UBA’s Unique Way of Fostering Teamwork and Excellence

Tue, 18 Mar 2025 07:00:00 GMT — THISDAYLIVE
Jogging to Bond: UBA’s Unique Way of Fostering Teamwork and Excellence    THISDAYLIVE read more

UBA deepens customers’ value with SME card

Thu, 07 Nov 2024 08:00:00 GMT — Punch Newspapers
UBA deepens customers’ value with SME card    Punch Newspapers read more

UBA empowers Africa’s future leaders with GMAP

Mon, 10 Mar 2025 07:00:00 GMT — Businessday NG
UBA empowers Africa’s future leaders with GMAP    Businessday NG read more

UBA CEO pushes for tax incentives to boost economic growth in Nigeria

Tue, 15 Apr 2025 07:00:00 GMT — Nairametrics
UBA CEO pushes for tax incentives to boost economic growth in Nigeria    Nairametrics read more

UBA Plc Declares N316bn PAT in H1 2024 Unaudited Results, (SP: N28.30)

Tue, 01 Oct 2024 13:22:25 GMT — Proshare
UBA Plc Declares N316bn PAT in H1 2024 Unaudited Results, (SP: N28.30)    Proshare read more

CBN fines Fidelity bank, Zenith Bank, First bank, UBA, five others N1.35b for hoarding cash at Xmas

Tue, 14 Jan 2025 08:00:00 GMT — theeyewitnessnews.com
CBN fines Fidelity bank, Zenith Bank, First bank, UBA, five others N1.35b for hoarding cash at Xmas    theeyewitnessnews.com read more

UBA sends serious message to customers

Sat, 18 Jan 2025 08:00:00 GMT — PM News Nigeria
UBA sends serious message to customers    PM News Nigeria read more

UBA plans expansions to Saudi Arabia, more African countries

Fri, 06 Dec 2024 08:00:00 GMT — The Nation Newspaper
UBA plans expansions to Saudi Arabia, more African countries    The Nation Newspaper read more

UBA: One Brand, Global Influence

Sat, 21 Sep 2024 07:00:00 GMT — THISDAYLIVE
UBA: One Brand, Global Influence    THISDAYLIVE read more

UBA Grows Profit by 33% to N190bn in Q1-2025

Wed, 23 Apr 2025 07:00:00 GMT — MarketForces Africa
UBA Grows Profit by 33% to N190bn in Q1-2025    MarketForces Africa read more

UBA grows pre-tax profit by 20% to N603bn in Q3 2024

Tue, 22 Oct 2024 07:00:00 GMT — Daily Trust
UBA grows pre-tax profit by 20% to N603bn in Q3 2024    Daily Trust read more

UBA Group donates $500,000 to AU Peace Fund

Tue, 18 Feb 2025 08:00:00 GMT — The Nation Newspaper
UBA Group donates $500,000 to AU Peace Fund    The Nation Newspaper read more

United Bank for Africa reports full-year profit of N766.5 billion for 2024, announces N3 final dividend

Mon, 24 Mar 2025 13:53:23 GMT — Nairametrics
United Bank for Africa reports full-year profit of N766.5 billion for 2024, announces N3 final dividend    Nairametrics read more

UBA America’s 40-year journey strengthens Africa-US ties

Wed, 18 Sep 2024 07:00:00 GMT — Businessday NG
UBA America’s 40-year journey strengthens Africa-US ties    Businessday NG read more

UBA to raise N239.4bn through rights issue

Fri, 15 Nov 2024 08:00:00 GMT — Daily Trust
UBA to raise N239.4bn through rights issue    Daily Trust read more

Assessing UBA’s global influence, returns for investors

Fri, 20 Sep 2024 07:00:00 GMT — The Nation Newspaper
Assessing UBA’s global influence, returns for investors    The Nation Newspaper read more

UBA at 75: Building a Legacy of Growth, Innovation, and Financial Inclusion

Sun, 21 Jul 2024 07:00:00 GMT — THISDAYLIVE
UBA at 75: Building a Legacy of Growth, Innovation, and Financial Inclusion    THISDAYLIVE read more

Month After UBA Terminated ‘Bullied’ Staff’s Contracts, Recruiters Withhold Their Salaries

Thu, 08 May 2025 18:27:57 GMT — FIJ NG
Month After UBA Terminated ‘Bullied’ Staff’s Contracts, Recruiters Withhold Their Salaries    FIJ NG read more

UBA, Mastercard unveil debit card to mark bank’s

Wed, 13 Nov 2024 08:00:00 GMT — The Nation Newspaper
UBA, Mastercard unveil debit card to mark bank’s    The Nation Newspaper read more

Chukwuma Nweke becomes new deputy managing director of UBA

Thu, 12 Sep 2024 07:00:00 GMT — Businessday NG
Chukwuma Nweke becomes new deputy managing director of UBA    Businessday NG read more